Prince Harry And Meghan Are Running Out Of Money – Reconciliation With Royal Family?

The saga of Prince Harry and Meghan Markle, the Duke and Duchess of Sussex, has captivated global audiences ever since their dramatic exit from the British Royal Family in 2020, a move famously dubbed “Megxit.” Once celebrated as a modern royal couple, their decision to step back from senior royal duties and relocate to California promised a life of financial independence and personal freedom. However, recent reports suggest that their financial empire is crumbling, raising questions about their future and the possibility of mending ties with the Royal Family. Are Harry and Meghan truly running out of money, and could a reconciliation with King Charles III and the House of Windsor be on the horizon?

A Lavish Lifestyle Under Financial Strain

When Harry and Meghan left the Royal Family, they vowed to become financially independent, cutting ties with the Sovereign Grant and the Duchy of Cornwall, which previously funded their public and private expenses. Their move to Montecito, California, was marked by a string of high-profile deals that seemed to secure their financial future. A reported $100 million, five-year contract with Netflix and a $20 million deal with Spotify positioned them as media moguls. Additionally, Harry’s memoir Spare, released in 2023, and Meghan’s earnings from her time on Suits added millions to their coffers. Their Archewell Foundation, intended as a cornerstone of their charitable and media ventures, further cemented their post-royal brand.

However, cracks in their financial foundation have begun to show. The couple’s $14.65 million Montecito mansion, purchased with a $9.5 million mortgage, comes with monthly payments estimated between $50,000 and $100,000. Add to that an annual property tax of $288,000 and a private security bill reportedly costing $2 million per year, and their expenses are staggering. Their lavish lifestyle—complete with private jets, international tours to places like Nigeria and Colombia, and a large staff—has raised eyebrows, especially as their income streams appear to be drying up.

The Spotify deal ended prematurely in 2023, with a top executive labeling the couple as “grifters,” and their Netflix contract is set to expire in 2025 with no guarantee of renewal. Meghan’s new podcast deal with Lemonada Media, valued at a modest $40,000, pales in comparison to their earlier ventures. Her lifestyle brand, recently rebranded as As Ever, has launched products like jam and cookie mixes, but its commercial success remains uncertain. Meanwhile, Archewell Productions has faced challenges, with reports of staff layoffs, including key figures like their deputy press secretary and communications director, signaling financial distress.

Archewell’s Delinquency and Staff Exodus

The Archewell Foundation, the couple’s flagship charitable organization, has faced scrutiny for its financial management. In 2025, California’s Attorney General listed Archewell as “delinquent” for failing to submit annual reports and registration fees, a move that has damaged its credibility and fundraising potential. Sources claim the foundation is “hemorrhaging staff,” with at least four key members departing in recent months. Insiders describe these layoffs as a matter of “survival,” not strategy, suggesting that Harry and Meghan are struggling to maintain the infrastructure they built to emulate a royal court in California.

Royal commentators have pointed out that Meghan’s business acumen, honed during her years as a working actress, has made her the primary breadwinner. However, critics argue that their reliance on Harry’s inheritances—$10 million from Princess Diana and an estimated $8 million from the Queen Mother—cannot sustain their current spending indefinitely. Without new, lucrative deals, their financial future looks precarious.

The Security Battle and Royal Rift

A significant factor in the couple’s strained relationship with the Royal Family is their ongoing legal battle over security in the UK. When they stepped back from royal duties, Harry and Meghan lost their taxpayer-funded protection. Harry has argued that it’s unsafe to bring his family to the UK without adequate security, citing threats like an Al-Qaida document calling for his assassination and a dangerous paparazzi chase in New York. His repeated legal challenges, including a failed appeal in 2024, have deepened the rift with his father, King Charles III, who Harry claims has refused to speak to him over the issue.

In a candid BBC interview in May 2025, Harry expressed his longing for reconciliation, stating, “I would love reconciliation with my family. There’s no point continuing to fight anymore.” He suggested that King Charles could resolve the security dispute by “stepping aside” and allowing experts to handle it. However, Buckingham Palace has remained firm, supporting the court’s rulings and showing no signs of softening their stance. The emotional toll of this dispute is evident, with Harry referencing his father’s cancer diagnosis and his desire to show his children, Archie and Lilibet, their British heritage.

Could Reconciliation Be a Financial Lifeline?

Rumors of financial difficulties have fueled speculation that Harry and Meghan may seek to mend ties with the Royal Family, not just for emotional reasons but as a potential financial lifeline. King Charles reportedly gave the couple a “substantial sum” after Megxit to help them establish their new life, but that support has long since ended. Some sources suggest that Harry’s recent expressions of regret and his desire for reconciliation may be motivated by the need to secure his family’s future, especially as their commercial ventures falter.

However, reconciliation seems unlikely in the near term. Prince William, who is said to be deeply hurt by Harry’s memoir and public criticisms, is reportedly unwilling to welcome them back. King Charles, while open to maintaining a relationship with his son, is cautious about public backlash and the optics of reintegrating the couple. The loss of Frogmore Cottage, their former UK residence, and the stripping of their royal patronages further complicate any return to the royal fold.

Meghan’s Rising Star vs. Harry’s Struggles

While their financial situation raises concerns, Meghan appears to be carving out a new path. Her Netflix show, With Love, Meghan, and her rebranded lifestyle brand have positioned her as a savvy entrepreneur. Her pre-royal experience as an actress and blogger on The Tig has given her an edge in navigating Hollywood, even if her projects have received mixed reviews. In contrast, Harry’s post-royal achievements are largely tied to his past, such as the Invictus Games, and he has struggled to find a meaningful role in the US. Royal experts note that Harry’s focus on legal battles and security concerns has overshadowed his ability to move forward, leaving Meghan as the couple’s driving force.

The Road Ahead

As Harry and Meghan navigate their financial challenges, the question remains: can they sustain their lifestyle without the safety net of royal support? Their attempts to build a media empire have yielded mixed results, and their high-profile projects may not generate the revenue needed to cover their expenses. Meanwhile, the prospect of reconciliation with the Royal Family seems distant, hindered by unresolved tensions and public scrutiny.

For now, the couple’s future hinges on Meghan’s ability to leverage her brand and Harry’s efforts to redefine his purpose. Whether they can overcome their financial woes and rebuild bridges with the Royal Family remains to be seen, but their journey continues to fascinate and divide observers worldwide.