According to information circulating in Swiss and French media, Jessica Moretti was listed as an employee of the Constellation Bar in Crans-Montana, with a gross monthly salary of €13,827. For a small hospitality venue in the Valais region, the compensation package has been described as “unexpectedly high” and has prompted further examination of the couple’s income sources, employment status, and business justification for the pay structure.

Parallel to this, financial filings indicate that the Moretti couple obtained more than €6 million in loans from various institutions between 2015 and 2024. These loans, media reports suggest, were issued based on guarantees and supporting documents that are now being contested, either by auditors, compliance departments, or external reviewers involved in retrospective banking checks. It remains unclear whether these guarantees were initially accepted at face value, misinterpreted, or later contradicted by new findings.

One of the most significant developments is the reaction from LCL, a major French bank. According to documents cited by journalists, LCL terminated its banking relationship with the Morettis in 2021, reportedly due to inconsistencies and unresolved concerns identified during routine compliance reviews. The bank subsequently ceased all lending activity to the couple, marking an early institutional break at a time when questions about the guarantees had begun to surface.

What has heightened interest is the contrast between LCL’s decision and the stance taken by several Swiss banks, which — according to the same reports — continued to extend credit to the Morettis even after 2021. Analysts note that Swiss lending practices vary from those in France, with certain institutions placing greater weight on asset-based guarantees, real-estate holdings, or personal wealth declarations. Still, observers say the willingness of some banks to continue issuing loans despite emerging red flags raises questions about internal risk assessments, oversight protocols, and the consistency of due-diligence standards across the sector.

Financial experts interviewed by Swiss media emphasize that none of the revelations imply wrongdoing on their own — salaries, loans, and guarantees can involve legitimate structures, complex business arrangements, or cross-border tax considerations. However, the combination of high remuneration for a hospitality employee, multi-million-euro credit lines, and contested documentation has triggered what one analyst called “a necessary verification wave,” prompting banks to review internal processes and client records.

Regulatory authorities in both France and Switzerland have declined to comment on individual cases, as is typical in confidential financial matters. No official investigation has been publicly confirmed, and the Moretti couple has not made any public statement addressing the reports or offering clarification about the salary structure, loan guarantees, or their financial arrangements.

In the absence of official communication, speculation continues to grow across business forums and social media platforms, where users have questioned how multiple institutions could have reached such different conclusions about the same financial information. Professionals in the sector caution that cross-border banking differences — including the types of documentation accepted, the weight placed on private assets, and client-bank confidentiality norms — often lead to contrasting outcomes that may appear inconsistent from the outside.

For now, the situation remains fluid. Financial journalists say additional documents could emerge in the coming weeks, potentially shedding light on whether these discrepancies reflect administrative irregularities, misunderstood paperwork, structural business choices, or deeper issues awaiting clarification.

Until then, the Moretti case stands as a striking example of how rapidly public perception can shift once salary figures, contested guarantees, and bank-termination dates enter the spotlight — especially in Switzerland, where discretion and financial reputation remain central pillars of daily life.